No jargon. Just an actionable plan designed to help you move forward.

Including whether insurance-funded legal fees are available to you.

What is a Contracting Out Agreement?

A Contracting Out Agreement (sometimes called a “prenup”) is a legal document that lets couples decide for themselves how their property will be divided if they separate or if one partner passes away. Under New Zealand’s Property (Relationships) Act 1976, most relationship property is automatically divided 50/50 once a couple has been together for three years or more, including the family home, earnings, and assets acquired during the relationship.

A Contracting Out Agreement allows you to opt out of that default rule and create your own fair arrangement, especially important when one partner brings in more assets, owns a business, has children from a previous relationship, or wants to protect property they’ve built individually. It gives both partners clarity, protection, and peace of mind, without leaving everything to the Act’s blanket 50/50 formula.

Don’t want a Contracting Out Agreement to kill the honeymoon vibe?

We get it – it can completely dampen the new relationship vibe. That’s why we created this assessment: it helps you explore your shared goals, non-negotiables, and how to merge your lives while still protecting what matters most.

And because blending two lives often involves past commitments or children from previous relationships, we also help you understand how the right insurance cover can potentially form part of a strategy that prevents disputes later, especially if one of you passes away, becomes unwell or permanently disabled.

We work closely with an insurance adviser who can review your cover if required and identify whether your policy has a built-in legal fees benefit.

Unsure if a Contracting Out Agreement is right for you?

This quick assessment will help you:

• See if your situation requires a Contracting Out Agreement
• Build a custom plan on how to grow your relationship
• How insurance can form part of your strategy and potentially pay for the agreement
• Get a tailored next step (with no pressure to commit)

How Law Matters delivers results

We use cutting-edge tools and strategies for fast, effective results.

No legal jargon - just plain English, so you feel confident in every direction.

Your goals are unique, and so is our service to you.

Protect your Assets & Family

with a Contracting Out Agreement

Take this 90-second assessment to discover how to protect what you’ve built, plan for the future, and strengthen your relationship — together.

PLUS! Get a FREE

actionable plan designed to help you move forward.

Take This FREE 90-Second Assessment to see how a Contracting Out Agreement can protect your relationship